Ledger.Tools
No. 001 — Free Calculators

Every number you Google, kept in one ledger.

Fast, ad-light finance tools that give you the answer first. No accounts, no email walls, no fifteen paragraphs before the calculator. Type your numbers, get your total.

Finance — 001 to 007

001 Mortgage Calculator Monthly payment, total interest, full schedule
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002 Loan Calculator Personal, auto, or business loan payments
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003 Compound Interest Calculator See how contributions grow over time
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004 Paycheck Calculator Estimate take-home pay after tax and FICA
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005 ROI Calculator Total return and annualized CAGR
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006 Credit Card Payoff Calculator Months to debt-free and total interest
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007 Savings Goal Calculator Monthly contribution needed to hit a goal
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About this ledger

Ledger Tools is a small, growing set of finance calculators built to answer one specific search at a time — "mortgage payment calculator," "compound interest calculator," and so on. Each tool is self-contained: the math runs in your browser, nothing you type is sent anywhere.

New tools are added in numbered order as they're built and checked, rather than published in bulk. The goal is a short list of tools that are actually correct and actually fast, not a long list of filler.